18 Mar 5 Things you need to take care of in the next 30 days
If you’re like most people, there are certain things you have been putting off, maybe for years. Stop it. Being an adult means taking care of business. Why put off until tomorrow what you can do today? I think someone smart said that, and it’s a great question. It is something we are all guilty of, so take the next 30 days and schedule all 5 of these things if you have not already taken care of them.
1. Health checks
If you are one of those people who hate going to the doctor, dentist, etc, now is the time. You should be getting an annual checkup, teeth cleaning, and vision exam. Schedule these now.
2. Life insurance
Forget the negative stigmas attached to it, if you are married or have children, you need it. If you do not have an advisor or do not want to talk to one then simply go to zander insurance and get a quote on term life insurance. An easy way to decide how much you need is to get 10 times your income. However, there are better ways to determine your actual needs, and an advisor can help with that. By the way, if you are healthy, term life insurance is extremely affordable. My wife recently got a quote for $500,000 of coverage for $18 a month.
Anyone 18 or older needs a will. This may seem silly but you need to tell your surviving family members exactly what YOU want to happen after you die. This includes who would make your decisions for you if you cannot, in what situations would you want or not want life support, and even such things as who gets your tv, can be stipulated. If you get it done while you are young, then you can simply update it as your life situations change. If you have no major assets, you could opt for the cheap option of buying the forms online and getting them notarized. I recommend uslegalforms. Plan on going to an attorney as soon as you get some assets in your name.
4. Spring Cleaning/Donation/Garage Sale
Regardless of whether it is spring or not, your house could probably use some deep cleaning. Pick a day and get it done. Get rid of as much stuff as possible. Separate it into donate and sell piles. The sell piles you can either list on ebay or craigslist, or organize a garage sale. Remember to clean dryer vents, air conditioners, power wash siding, clean blinds, replace hvac filters, just to name a few things.
5. House repairs/Projects
You know that loose door handle, the light with 1 working light bulb, that touch up painting you meant to do 3 years ago. Write a list of little repairs or house projects and schedule a day to do them. The key is to actually stick to the list.
Taking care of all this in 30 days may sound like a lot of work, thats because it is. But I promise after you get it all taken care of you will feel a sense of accomplishment.
Message to Claire: I have been reading the book Strong Fathers, Strong Daughters by Meg Meeker. I realize how scary it is to raise a child, especially a daughter. Daughter’s seem more fragile and impressionable. I have a lot of work to do to teach you to respect yourself and have humility. I am up to the challenge, but it will be the hardest thing I have ever done. I hope when you’re 25, you thank me for the rules and expectations I set for you. Im writing this at age 25, not far removed from high school and I still remember clearly what went on and how people thought back then. So understand that what may seem harsh, is really in your best interest and will make you a better person.